State Farm® Insurance Agent Philip Watson
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Terry Windsor
February 9, 2026
"My experience was great. Cindy demonstrated great customer service."
"Hi Terry, Thank you for the 4-star review and for recognizing Cindy’s customer service. If there’s anything we could have done to make it a 5-star experience, we’d appreciate the chance to hear your feedback. Our team can help with State Farm auto insurance, home insurance, renters insurance, life insurance, and short-term/long-term disability insurance across the DMV—MD, DC, VA, and DE—serving communities like Waldorf, La Plata, Clinton, Charles County, and St. Mary’s County. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
War Soldier Fitness
January 23, 2026
"This is a great insurance company…Plans are reasonable, they work with you to get you the most for as less money as you can, and Cindy is great! She will work with you on whatever it is that you need. I definitely recommend State Farm"
"Hi War Soldier Fitness, Thank you for the 5-star review! I’m glad you had a great experience with our office, and I’ll be sure to pass your kind words along to Cindy—she really does take the time to help people find the right coverage without overpaying. If you ever want to review your State Farm auto insurance, home insurance, renters insurance, life insurance, or short-term/long-term disability insurance, we’re here. We help customers across the DMV (MD, DC, VA, and DE), including Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Lonnell Wilson
January 9, 2026
"I highly recommend this office if you are looking for a great group of individuals who know what they're doing. Understand the insurance and is willing to do anything they can do to make life easier. This is the group for you. I've had the chance to work with numerous individuals of this office over the years and one of the greatest customer experiences with Jasmin herself and helping me navigate through my policy and premiums. Definitely above and beyond all expectations and come highly recommended!!"
"Hi Lonnell, Thank you for the 5-star review and for the strong recommendation. We appreciate you working with our office over the years, and it means a lot to hear that our team has helped make insurance easier to manage. Jasmin will be glad to know her guidance on your policy details and premiums made a difference. At Philip Watson Insurance and Financial Services Inc, we help customers with State Farm auto insurance, home insurance, renters insurance, and especially life insurance, as well as short-term and long-term disability insurance. Our agency supports customers across the DMV—Maryland, Washington DC, Virginia, and Delaware—with many of our customers in Southern Maryland, including La Plata, Waldorf, Clinton, Charles County, and St. Mary’s County. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Damaine Gross
January 6, 2026
"Really great customer service with Alyssa Chukwurah"
"Hi Damaine, Thank you for the 5-star review! We’re glad you received great customer service from Alyssa Chukwurah and that the pricing stood out to you. At Philip Watson Insurance and Financial Services Inc, we help customers with State Farm auto insurance, home insurance, renters insurance, life insurance, and short-term/long-term disability insurance throughout Maryland, DC, Virginia, and Delaware. Whether you’re in Charles County, Waldorf, La Plata, Clinton, St. Mary’s County, or anywhere in Southern Maryland/DMV, our team is here whenever you need us. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Tayona Simmons
January 2, 2026
"I've been with Philip Watson's State Farm office for almost five years now. Always a pleasant experience when I contact the office for assistance. Nicole is always super helpful. I highly recommend this office!!"
"Hi Tayona, Thank you for the 5-star review! We appreciate you being with Philip Watson’s State Farm office for nearly five years, and we’re glad each time you reach out it’s been a pleasant experience. Nicole will be grateful for the shoutout—she works hard to make vehicle insurance and renter’s insurance simple, clear, and competitively priced. Our team helps customers across the DMV (Maryland, Washington DC, Virginia, and Delaware), with a strong presence in Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. If you ever want to review additional options like life insurance or short-term/long-term disability insurance, we’re here to help. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Que5f91Dog
January 2, 2026
"I’ve been with State Farm forever and I’ve always been given the best support ! Jasmin was extra helpful today and has always been. No matter who assist me I get the same Treatment, help and they are all very knowledgeable. Thanks today Jasmin and Happy New Year. Lester"
"Hi Lester, Thank you for the 5-star review and for being with State Farm for so long! We’re glad Jasmin was able to help you again, and we appreciate you recognizing the consistent support and knowledge you receive from our entire team. At Philip Watson Insurance and Financial Services Inc, we aim to make every interaction easy and informative—whether you need help with auto insurance, home insurance, renters insurance, life insurance, or short-term and long-term disability insurance. We’re here for customers across the DMV, including Maryland, Washington DC, Virginia, and Delaware, and we work with many families in Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. Happy New Year, and thank you again! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Suzanna Fowler
January 2, 2026
"Called to obtain car insurance today and spoke with Jasmine and she was such a huge help and was the most patient and sweet soul. I really appreciate her and being insured by State Farm."
"Hi Suzanna, Thank you so much for your wonderful review! We're thrilled to hear that Jasmine was able to assist you with your car insurance needs with such patience and care. At Philip Watson - State Farm Insurance Agent, we are committed to providing affordable, reliable insurance solutions tailored to you and your family’s needs. In addition to car and accident insurance, we also offer a full range of coverage options including life insurance, disability insurance, home insurance, and business insurance. Proudly serving Southern Maryland, including Charles County, we are dedicated to protecting what matters most to you. If you have any questions or need assistance with any of our insurance services, please don’t hesitate to reach out. We appreciate your trust in State Farm and look forward to supporting your insurance needs for years to come. Best regards, Philip Watson State Farm Insurance Agent Serving Southern Maryland & DMV"
Shana Pace
December 31, 2025
"Best agents in southern maryland! Absolutely love their professional yet down to earth attitudes!"
"Hi Shana, Thank you for the 5-star review! We appreciate you saying we’re the best agents in Southern Maryland. Our team works hard to keep things professional, approachable, and easy to understand—whether you’re looking for State Farm auto insurance, home insurance, renters insurance, life insurance, or short-term/long-term disability insurance. We’re proud to help customers across the DMV, including Maryland, Washington DC, Virginia, and Delaware, with a strong focus in La Plata, Waldorf, Charles County, St. Mary’s County, and Clinton. Thanks again for taking the time to share your experience. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Eileen Gathers
December 24, 2025
"This is the best staff I ever had Phillip and his good staff always help me when I needed them I would not choose any one over them, Statefarm the best I been thru so many things this year with my car yall step right on in and took care of it and Happy Holidays to you all and God Bless you all"
"We try to make the claims process as easy as we can and we’re always here to help with your auto insurance. Thank you for your review and visit us at the Philip Watson Agency if you need anything else."
S D
December 11, 2025
"Cindy was extremely helpful, kind, professional & thorough. She even made going through a dry topic like billing a pleasant experience. The best customer service"
"Hi S D, Thank you for taking the time to share your experience! We’re pleased that Cindy made the billing process straightforward and approachable with her professionalism and kindness. At Philip Watson Insurance and Financial Services Inc, we are dedicated to providing attentive service and a full range of insurance options—including auto, home, renters, life, and disability coverage—to customers throughout Maryland, DC, Virginia, Delaware, and the broader DMV area. Serving communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland, we’re always here to support your insurance needs. Please feel free to reach out anytime. Thank you again for your kind words! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Jose Ramos
December 8, 2025
"Excelente servicio un trato muy genial"
"Hi Jose, Thank you for your great review! We’re happy to hear you received excellent service and competitive pricing on your vehicle insurance. At Philip Watson Insurance and Financial Services Inc, we offer a full range of insurance options, including auto, home, renters, life, and disability coverage for customers throughout Maryland, Washington DC, Virginia, Delaware, and the entire DMV area. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you need any further assistance with your insurance needs, please don’t hesitate to reach out. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Eric Young
December 7, 2025
"Great service and thank you"
"Thank you for your review, Eric! We appreciate your feedback on Philip Watson - State Farm Insurance Agent. If you have any specific comments or suggestions, please let us know. We're here to assist you with any information you may need. -State Farm, Philip Watson Insurance and Financial Services Inc"
Josh Bernitt
November 21, 2025
"Very responsive and friendly. Very helpful when getting a new car. Nicole is very nice, and I look forward to working with her in the future."
"Hi Josh, Thank you for your kind words! We’re happy to hear that Nicole provided you with responsive and friendly service while helping with your new car insurance. At Philip Watson Insurance and Financial Services Inc, we are dedicated to offering personalized auto insurance, along with home, renters, life, and disability coverage, to customers throughout Maryland, DC, Virginia, Delaware, and the greater DMV area. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. We look forward to assisting you with your insurance needs in the future! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
The rising Sith
November 20, 2025
"Really happy with my experience fast and easy help very well explained and easy to understand. Great workers great business great everything about this place. Jasmine was a great help"
"Hi, Thank you for your positive feedback! We’re pleased to hear that Jasmine provided clear and helpful assistance, making your experience fast and easy. At Philip Watson Insurance and Financial Services Inc, we’re committed to delivering excellent service and comprehensive insurance options—including auto, home, renters, life, and disability coverage—to customers throughout Maryland, DC, Virginia, Delaware, and the DMV region. We proudly serve local communities like La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you ever need further assistance or have questions about your insurance, please don’t hesitate to reach out. Thanks again for your kind words! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Yuki
November 20, 2025
"I contacted the office to inquire about home and auto insurance. During the call, I spoke with Jasmin, who provided detailed information regarding the requirements and documentation needed. She also informed me that the office offers life insurance as an additional service"
"Hi Yuki, Thank you for reaching out and for your positive feedback! We’re glad Jasmin was able to provide you with detailed information about home and auto insurance, as well as life insurance options. At Philip Watson Insurance and Financial Services Inc, we strive to offer comprehensive coverage solutions—including auto, home, renters, life, and disability insurance—to customers throughout Maryland, DC, Virginia, Delaware, and the DMV region. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you have any more questions or need further assistance, please don’t hesitate to contact us. Thanks again for connecting with us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Eugene Sabir-Beach
November 19, 2025
"Zelda Dickerson, The staff is very professional. it’s very rare to find a great insurance agent, I would recommend this place to other people. Allison Bennett was a Rockstar"
"Thank you so much for your kind words about our staff and Allison Bennett! We're thrilled to hear that you had such a positive experience with our team. Providing professional service is a top priority for us, and it's great to know that we met your expectations. We truly appreciate your recommendation to others. Word-of-mouth referrals like yours mean a lot to us, as they reflect the trust and satisfaction of our valued clients. Allison Bennett is indeed a Rockstar on our team, and we're proud to have her representing our agency. If you ever have any questions or need further assistance with your insurance needs, please don't hesitate to reach out. We're here to help and grateful to have you as a valued client."
Anna R
November 17, 2025
"My experience with Philip’s team has been nothing but great. Jasmin has been extraordinary, very detailed with her work. She works and guides you step by step through your policy and works up a plan that fits exactly what you’re looking for. Very charismatic and understanding ! Thank you!"
"Hi Anna, Thank you for your wonderful review! We’re happy to hear that Jasmin provided you with detailed guidance and helped create a personalized insurance plan tailored to your needs. At Philip Watson Insurance and Financial Services Inc, we strive to offer comprehensive coverage options—including auto, home, renters, life, and disability insurance—to customers throughout Maryland, DC, Virginia, Delaware, and the broader DMV area. We proudly serve communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you need any further assistance or have questions, please don’t hesitate to reach out. Thanks again for sharing your experience! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Chanelle Jones
November 6, 2025
"I have been with State Farm for 15+ years and I absolutely love my State Farm team Mr. Phillip and Cindy. They always make me feel like family by helping me stay on track with all my affairs , keeping direct contact with me and supporting me through any claims that I have had. Thank you so much for everything! There’s no other team I would rather be with!"
"Hi Chanelle, Thank you for your wonderful review and loyalty over the past 15+ years! We’re honored that Philip and Cindy have been able to support you like family, helping you stay organized and assisting with any claims along the way. At Philip Watson Insurance and Financial Services Inc, we’re dedicated to providing personalized service and comprehensive coverage options—including auto, home, renters, life, and disability insurance—to customers throughout Maryland, DC, Virginia, Delaware, and the broader DMV area. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. Please don’t hesitate to reach out whenever you need assistance—we’re here to help. Thank you again for being part of our State Farm family! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Deborah Smith
November 6, 2025
"The representative that I spoke to Ms Jasmine it was very knowledgeable and had good customer service etiquette. That means a lot this day and time when someone is taking care of your matter in a timely fashion."
"Hi Deborah, Thank you for your kind feedback! We’re pleased that Jasmin provided you with knowledgeable and attentive service. At Philip Watson Insurance and Financial Services Inc, we focus on delivering competitive vehicle insurance as well as comprehensive home, renters, life, and disability coverage to customers throughout Maryland, DC, Virginia, Delaware, and the greater DMV area. We proudly serve local communities including La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you have any questions or need assistance with your insurance needs, please feel free to reach out. Thanks again for your review! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Jenifer Parada
October 30, 2025
"They are wonderful. Great communication. We have house and car insurance with them all the workers are lovely and patient and polite."
"Hi Jenifer, Thank you so much for your kind words! We’re delighted to hear that you’ve had a positive experience with our team and that our communication and service have met your expectations. At Philip Watson Insurance and Financial Services Inc, we take pride in providing comprehensive home and auto insurance coverage, along with renters, life, and disability insurance, to customers throughout Maryland, DC, Virginia, Delaware, and the broader DMV area. We’re honored to serve wonderful communities like La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you ever have questions or need assistance with your insurance needs, please don’t hesitate to reach out. Thanks again for your feedback! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Joshua Peter
October 22, 2025
"Allison Bennett helped my dad and I sort some things out with our insurance. She was fast and efficient. Thanks again Allison!"
"Hi Joshua, Thank you for your kind words! We’re happy to hear that Allison Bennett was able to assist you and your dad quickly and efficiently. At Philip Watson Insurance and Financial Services Inc, we pride ourselves on providing fast, reliable service for all your insurance needs—including auto, home, renters, life, and disability insurance—throughout the DMV area, covering Maryland, Washington DC, Virginia, and Delaware. We also serve local communities like La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. Please don’t hesitate to reach out if you need any further assistance or personalized insurance solutions. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Sandra C
October 21, 2025
"My experience with the Philip Watson State Farm Insurance Agency was great. I worked with Alyssa through the entire process of switching my insurance company to State Farm. Alyssa was patient, thorough and a great communicator. She thoroughly explained the insurance coverage I was getting and answered all of my questions. She was easy to get in touch with and immediately responded to any call or email."
"Hi Sandra, Thank you for your wonderful feedback! We’re glad Alyssa could guide you smoothly through switching your insurance to State Farm. At Philip Watson Insurance and Financial Services Inc, we’re committed to providing clear, personalized service and competitive rates on property insurance, vehicle insurance, renters, life, and disability coverage throughout Maryland, DC, Virginia, and Delaware. Our agency proudly serves residents in Southern Maryland communities such as Charles County, St. Mary’s County, La Plata, Waldorf, and Clinton, as well as the greater DMV area. We appreciate your trust and look forward to continuing to support your insurance needs. Please don’t hesitate to contact us anytime for tailored insurance solutions in the DMV region! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Demeke Delelegne
October 20, 2025
"A Lady called Alissa helped me a lot on the process of completing my auto and home property insurance. Insurance processes have become so sensitive and people like Alissa are very important to explain and resolve doubts of customers. I really apprcetiate her assistance on these regards. VBR//Demeke"
"Hi Demeke, Thank you for your wonderful review! We’re thrilled to hear that Alyssa provided exceptional assistance with your auto and home property insurance. At Philip Watson Insurance and Financial Services Inc, we understand that insurance processes can be complex, which is why our team is dedicated to guiding clients through every step—whether it’s motorcycle insurance, property insurance, renters, life, or disability coverage throughout the DMV area, including Maryland (MD), Washington DC, Virginia (VA), and Delaware (DE). We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. We appreciate your trust in us to protect what matters most and are always here to provide personalized insurance solutions tailored to your needs. Please don’t hesitate to reach out if you need any further support or insurance services in the DMV region. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
Francisco Franco
October 17, 2025
"Excelente"
"Hi Francisco, Thank you very much for your excellent review! At Philip Watson Insurance and Financial Services Inc, we pride ourselves on providing exceptional service in auto, home, renters, life, and disability insurance for the communities of MD, DC, VA, and DE, including La Plata, Waldorf, and Southern Maryland. We are here to help you protect your assets and your family with the best coverage options. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services In"
Michelle A.
October 17, 2025
"It's such a pleasure to work with this agency especially with a busy schedule. They send me friendly reminders and keep me up to date with new products that are available."
"Hi Michelle, Thank you for your kind words! At Philip Watson Insurance and Financial Services Inc, we’re committed to providing affordable life insurance, vehicle insurance, and renter’s insurance to our valued clients across MD, DC, VA, and DE, including areas like La Plata, Waldorf, and Southern Maryland. We understand how busy life can get, so our friendly reminders and timely updates help you stay protected with the best coverage options. If you ever need assistance with auto, home, or even short-term and long-term disability insurance, don’t hesitate to reach out. We’re here to help you and your family secure your future. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"