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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Jennifer Hollingsworth

February 26, 2026

5  out of  5
rating by Jennifer Hollingsworth
"Love Cindi and Phillip Watson. They explain everything to you and anytime you have a question they will find the answer or answers you need and get back to you quickly. Always friendly and helpful. Highly recommend"
We responded:
"Hi Jennifer, Thank you for the 5-star review and the recommendation! Cindy and I really appreciate it. We work hard to make insurance feel straightforward (not overwhelming) and to follow up quickly when questions come up. Whenever you need us, we’re here to help with your State Farm auto insurance, home insurance, renters insurance, life insurance, and disability insurance across Southern Maryland and the DMV—serving areas like Charles County, Waldorf, La Plata, Clinton, and St. Mary’s County. Philip Watson – State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Ciera Nelson-Byfield

January 29, 2026

5  out of  5
rating by Ciera Nelson-Byfield
"When I need something or have a question they respond back in a timely manner. Thank you Cindy for your help today"
We responded:
"Hi Ciera, Thank you for the 5-star review! We’re glad you’re getting quick, timely responses when questions come up, and I’ll be sure Cindy sees your thank-you. If you ever need anything beyond the basics—State Farm auto insurance, home insurance, renters insurance, life insurance, or short-term/long-term disability insurance—our office is happy to help. We work with customers throughout Maryland, DC, Virginia, and Delaware, including Southern Maryland areas like Waldorf, La Plata, Clinton, Charles County, and St. Mary’s County. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Heather Franco

January 26, 2026

5  out of  5
rating by Heather Franco
"Absolutely amazing team. Very efficient & friendly!! Thank you Jasmine for your hard work today. I appreciate every one here"
We responded:
"Hi Heather, Thank you for the 5-star review! We’re glad you had such a smooth experience with our team, and I’ll make sure Jasmine sees your shoutout—she works hard to keep things quick, clear, and friendly. If you ever need help beyond vehicle (auto) insurance—like home, renters, life, or short-term/long-term disability insurance—we’re here for you. We work with customers across the DMV (Maryland, DC, Virginia, and Delaware), including La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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War Soldier Fitness

January 23, 2026

5  out of  5
rating by War Soldier Fitness
"This is a great insurance company…Plans are reasonable, they work with you to get you the most for as less money as you can, and Cindy is great! She will work with you on whatever it is that you need. I definitely recommend State Farm"
We responded:
"Hi War Soldier Fitness, Thank you for the 5-star review! I’m glad you had a great experience with our office, and I’ll be sure to pass your kind words along to Cindy—she really does take the time to help people find the right coverage without overpaying. If you ever want to review your State Farm auto insurance, home insurance, renters insurance, life insurance, or short-term/long-term disability insurance, we’re here. We help customers across the DMV (MD, DC, VA, and DE), including Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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The Kingdom Forum

January 22, 2026

5  out of  5
rating by The Kingdom Forum
"Very friendly and helpful!"
We responded:
"Hi The Kingdom Forum, Thank you for the 5-star review! We’re glad you found our pricing reasonable and our team friendly and helpful. At Philip Watson Insurance and Financial Services Inc, we help customers put the right all-risk insurance coverage in place, and we also offer State Farm auto insurance, home insurance, renters insurance, life insurance, and short-term/long-term disability insurance. We work with customers across Maryland, Washington DC, Virginia, and Delaware, including Southern Maryland communities like Charles County, St. Mary’s County, Waldorf, La Plata, and Clinton. Please reach out anytime if you’d like us to review your coverage or look for additional ways to save. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Edward Evans

January 20, 2026

5  out of  5
rating by Edward Evans
"They saved me money from my previous insurance carrier. Allyssa was very nice but more importantly she was professional and very knowledgeable. I never felt rushed or pressured. Thanks again Allyssa for your patience because I know my wife and I had a bunch of questions."
We responded:
"Hi Edward, Thank you for the 5-star review! We’re glad we could help you and your wife save money and still feel fully supported throughout the process. Alyssa will appreciate your note—taking the time to answer questions without rushing or pressure is exactly how we want every State Farm auto insurance and mortgage insurance conversation to feel. Philip Watson Insurance and Financial Services Inc serves customers across the DMV—Maryland, Washington DC, Virginia, and Delaware—including many families in Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. If you ever want to compare additional options like home insurance, renters insurance, life insurance, or short-term/long-term disability insurance, we’re happy to help. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Gail

January 17, 2026

5  out of  5
rating by Gail
"The staff is very friendly and professional with great customer service."
We responded:
"Hi Gail, Thank you for the 5-star review! We appreciate you recognizing our friendly, professional team and the level of customer service we work hard to provide. At Philip Watson Insurance and Financial Services Inc, we help customers with State Farm auto insurance, home insurance, renters insurance, life insurance, and short-term/long-term disability insurance across Maryland, DC, Virginia, and Delaware. We work with many families throughout Southern Maryland—Waldorf, La Plata, Clinton, Charles County, and St. Mary’s County—and we’re always here if you need anything. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Earl Tolliver

January 15, 2026

5  out of  5
rating by Earl Tolliver
"Alyssa was very informative and answered every question that I asked without hesitation. She was very passionate about helping me with with my insurance needs."
We responded:
"Hi Earl, Thank you for the 5-star review! We’re glad Alyssa was able to answer all of your questions clearly and bring real care to helping you with your insurance needs. Whether it’s State Farm life insurance or vehicle (auto) insurance, our goal is to make sure you understand your options and feel confident in your coverage. Philip Watson Insurance and Financial Services Inc works with customers throughout the DMV—including Maryland, Washington DC, Virginia, and Delaware—and we’re often assisting families in La Plata, Waldorf, Charles County, St. Mary’s County, Clinton, and across Southern Maryland. If you’d ever like to review additional protection like renters insurance, home insurance, or short-term/long-term disability insurance, we’re here to help. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Lonnell Wilson

January 9, 2026

5  out of  5
rating by Lonnell Wilson
"I highly recommend this office if you are looking for a great group of individuals who know what they're doing. Understand the insurance and is willing to do anything they can do to make life easier. This is the group for you. I've had the chance to work with numerous individuals of this office over the years and one of the greatest customer experiences with Jasmin herself and helping me navigate through my policy and premiums. Definitely above and beyond all expectations and come highly recommended!!"
We responded:
"Hi Lonnell, Thank you for the 5-star review and for the strong recommendation. We appreciate you working with our office over the years, and it means a lot to hear that our team has helped make insurance easier to manage. Jasmin will be glad to know her guidance on your policy details and premiums made a difference. At Philip Watson Insurance and Financial Services Inc, we help customers with State Farm auto insurance, home insurance, renters insurance, and especially life insurance, as well as short-term and long-term disability insurance. Our agency supports customers across the DMV—Maryland, Washington DC, Virginia, and Delaware—with many of our customers in Southern Maryland, including La Plata, Waldorf, Clinton, Charles County, and St. Mary’s County. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Damaine Gross

January 6, 2026

5  out of  5
rating by Damaine Gross
"Really great customer service with Alyssa Chukwurah"
We responded:
"Hi Damaine, Thank you for the 5-star review! We’re glad you received great customer service from Alyssa Chukwurah and that the pricing stood out to you. At Philip Watson Insurance and Financial Services Inc, we help customers with State Farm auto insurance, home insurance, renters insurance, life insurance, and short-term/long-term disability insurance throughout Maryland, DC, Virginia, and Delaware. Whether you’re in Charles County, Waldorf, La Plata, Clinton, St. Mary’s County, or anywhere in Southern Maryland/DMV, our team is here whenever you need us. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Tayona Simmons

January 2, 2026

5  out of  5
rating by Tayona Simmons
"I've been with Philip Watson's State Farm office for almost five years now. Always a pleasant experience when I contact the office for assistance. Nicole is always super helpful. I highly recommend this office!!"
We responded:
"Hi Tayona, Thank you for the 5-star review! We appreciate you being with Philip Watson’s State Farm office for nearly five years, and we’re glad each time you reach out it’s been a pleasant experience. Nicole will be grateful for the shoutout—she works hard to make vehicle insurance and renter’s insurance simple, clear, and competitively priced. Our team helps customers across the DMV (Maryland, Washington DC, Virginia, and Delaware), with a strong presence in Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. If you ever want to review additional options like life insurance or short-term/long-term disability insurance, we’re here to help. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Que5f91Dog

January 2, 2026

5  out of  5
rating by Que5f91Dog
"I’ve been with State Farm forever and I’ve always been given the best support ! Jasmin was extra helpful today and has always been. No matter who assist me I get the same Treatment, help and they are all very knowledgeable. Thanks today Jasmin and Happy New Year. Lester"
We responded:
"Hi Lester, Thank you for the 5-star review and for being with State Farm for so long! We’re glad Jasmin was able to help you again, and we appreciate you recognizing the consistent support and knowledge you receive from our entire team. At Philip Watson Insurance and Financial Services Inc, we aim to make every interaction easy and informative—whether you need help with auto insurance, home insurance, renters insurance, life insurance, or short-term and long-term disability insurance. We’re here for customers across the DMV, including Maryland, Washington DC, Virginia, and Delaware, and we work with many families in Waldorf, La Plata, Clinton, Charles County, St. Mary’s County, and throughout Southern Maryland. Happy New Year, and thank you again! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Suzanna Fowler

January 2, 2026

5  out of  5
rating by Suzanna Fowler
"Called to obtain car insurance today and spoke with Jasmine and she was such a huge help and was the most patient and sweet soul. I really appreciate her and being insured by State Farm."
We responded:
"Hi Suzanna, Thank you so much for your wonderful review! We're thrilled to hear that Jasmine was able to assist you with your car insurance needs with such patience and care. At Philip Watson - State Farm Insurance Agent, we are committed to providing affordable, reliable insurance solutions tailored to you and your family’s needs. In addition to car and accident insurance, we also offer a full range of coverage options including life insurance, disability insurance, home insurance, and business insurance. Proudly serving Southern Maryland, including Charles County, we are dedicated to protecting what matters most to you. If you have any questions or need assistance with any of our insurance services, please don’t hesitate to reach out. We appreciate your trust in State Farm and look forward to supporting your insurance needs for years to come. Best regards, Philip Watson State Farm Insurance Agent Serving Southern Maryland & DMV"
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Shana Pace

December 31, 2025

5  out of  5
rating by Shana Pace
"Best agents in southern maryland! Absolutely love their professional yet down to earth attitudes!"
We responded:
"Hi Shana, Thank you for the 5-star review! We appreciate you saying we’re the best agents in Southern Maryland. Our team works hard to keep things professional, approachable, and easy to understand—whether you’re looking for State Farm auto insurance, home insurance, renters insurance, life insurance, or short-term/long-term disability insurance. We’re proud to help customers across the DMV, including Maryland, Washington DC, Virginia, and Delaware, with a strong focus in La Plata, Waldorf, Charles County, St. Mary’s County, and Clinton. Thanks again for taking the time to share your experience. Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Eileen Gathers

December 24, 2025

5  out of  5
rating by Eileen Gathers
"This is the best staff I ever had Phillip and his good staff always help me when I needed them I would not choose any one over them, Statefarm the best I been thru so many things this year with my car yall step right on in and took care of it and Happy Holidays to you all and God Bless you all"
We responded:
"We try to make the claims process as easy as we can and we’re always here to help with your auto insurance. Thank you for your review and visit us at the Philip Watson Agency if you need anything else."
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Jorge Saldaña

December 11, 2025

5  out of  5
rating by Jorge Saldaña
"Siempre cumpliendo mis expectativas. 👍👍👍👍"
We responded:
"Hi Jorge, Thank you for your excellent review! We’re glad to know we continue to meet your expectations. At Philip Watson Insurance and Financial Services Inc, we’re committed to delivering tailored insurance solutions and attentive service across Maryland, DC, Virginia, Delaware, and the surrounding DMV region. We proudly serve communities such as Southern Maryland, Charles County, St. Mary’s County, La Plata, Waldorf, and Clinton. Should you need any assistance or have questions about your coverage, please feel free to reach out. Thanks again for your kind words! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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S D

December 11, 2025

5  out of  5
rating by S D
"Cindy was extremely helpful, kind, professional & thorough. She even made going through a dry topic like billing a pleasant experience. The best customer service"
We responded:
"Hi S D, Thank you for taking the time to share your experience! We’re pleased that Cindy made the billing process straightforward and approachable with her professionalism and kindness. At Philip Watson Insurance and Financial Services Inc, we are dedicated to providing attentive service and a full range of insurance options—including auto, home, renters, life, and disability coverage—to customers throughout Maryland, DC, Virginia, Delaware, and the broader DMV area. Serving communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland, we’re always here to support your insurance needs. Please feel free to reach out anytime. Thank you again for your kind words! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Jose Ramos

December 8, 2025

5  out of  5
rating by Jose Ramos
"Excelente servicio un trato muy genial"
We responded:
"Hi Jose, Thank you for your great review! We’re happy to hear you received excellent service and competitive pricing on your vehicle insurance. At Philip Watson Insurance and Financial Services Inc, we offer a full range of insurance options, including auto, home, renters, life, and disability coverage for customers throughout Maryland, Washington DC, Virginia, Delaware, and the entire DMV area. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you need any further assistance with your insurance needs, please don’t hesitate to reach out. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Eric Young

December 7, 2025

5  out of  5
rating by Eric Young
"Great service and thank you"
We responded:
"Thank you for your review, Eric! We appreciate your feedback on Philip Watson - State Farm Insurance Agent. If you have any specific comments or suggestions, please let us know. We're here to assist you with any information you may need. -State Farm, Philip Watson Insurance and Financial Services Inc"
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Josh Bernitt

November 21, 2025

5  out of  5
rating by Josh Bernitt
"Very responsive and friendly. Very helpful when getting a new car. Nicole is very nice, and I look forward to working with her in the future."
We responded:
"Hi Josh, Thank you for your kind words! We’re happy to hear that Nicole provided you with responsive and friendly service while helping with your new car insurance. At Philip Watson Insurance and Financial Services Inc, we are dedicated to offering personalized auto insurance, along with home, renters, life, and disability coverage, to customers throughout Maryland, DC, Virginia, Delaware, and the greater DMV area. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. We look forward to assisting you with your insurance needs in the future! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Julio R

November 21, 2025

5  out of  5
rating by Julio R
"I just got a policy from the Watson team, the process was smooth and easy! Jasmine walked me thru step by step, answered all of my questions in detail and went above and beyond beyond. Great experience, Jasmine made the process easy, very helpful, professional and knowledgeable. I do recommend!"
We responded:
"Hi Julio, Thank you for your fantastic review! We’re glad to hear that Jasmine provided you with professional and knowledgeable support throughout the process. At Philip Watson Insurance and Financial Services Inc, we strive to make obtaining life insurance and other coverage options—such as auto, home, renters, and disability insurance—as smooth and straightforward as possible for customers across Maryland, DC, Virginia, Delaware, and the DMV area. We proudly serve local communities including La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. Your recommendation means a lot to us, and we’re here to assist you whenever you need. Thanks again for choosing us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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The rising Sith

November 20, 2025

5  out of  5
rating by The rising Sith
"Really happy with my experience fast and easy help very well explained and easy to understand. Great workers great business great everything about this place. Jasmine was a great help"
We responded:
"Hi, Thank you for your positive feedback! We’re pleased to hear that Jasmine provided clear and helpful assistance, making your experience fast and easy. At Philip Watson Insurance and Financial Services Inc, we’re committed to delivering excellent service and comprehensive insurance options—including auto, home, renters, life, and disability coverage—to customers throughout Maryland, DC, Virginia, Delaware, and the DMV region. We proudly serve local communities like La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you ever need further assistance or have questions about your insurance, please don’t hesitate to reach out. Thanks again for your kind words! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Yuki

November 20, 2025

5  out of  5
rating by Yuki
"I contacted the office to inquire about home and auto insurance. During the call, I spoke with Jasmin, who provided detailed information regarding the requirements and documentation needed. She also informed me that the office offers life insurance as an additional service"
We responded:
"Hi Yuki, Thank you for reaching out and for your positive feedback! We’re glad Jasmin was able to provide you with detailed information about home and auto insurance, as well as life insurance options. At Philip Watson Insurance and Financial Services Inc, we strive to offer comprehensive coverage solutions—including auto, home, renters, life, and disability insurance—to customers throughout Maryland, DC, Virginia, Delaware, and the DMV region. We proudly serve local communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you have any more questions or need further assistance, please don’t hesitate to contact us. Thanks again for connecting with us! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"
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Eugene Sabir-Beach

November 19, 2025

5  out of  5
rating by Eugene Sabir-Beach
"Zelda Dickerson, The staff is very professional. it’s very rare to find a great insurance agent, I would recommend this place to other people. Allison Bennett was a Rockstar"
We responded:
"Thank you so much for your kind words about our staff and Allison Bennett! We're thrilled to hear that you had such a positive experience with our team. Providing professional service is a top priority for us, and it's great to know that we met your expectations. We truly appreciate your recommendation to others. Word-of-mouth referrals like yours mean a lot to us, as they reflect the trust and satisfaction of our valued clients. Allison Bennett is indeed a Rockstar on our team, and we're proud to have her representing our agency. If you ever have any questions or need further assistance with your insurance needs, please don't hesitate to reach out. We're here to help and grateful to have you as a valued client."
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Anna R

November 17, 2025

5  out of  5
rating by Anna R
"My experience with Philip’s team has been nothing but great. Jasmin has been extraordinary, very detailed with her work. She works and guides you step by step through your policy and works up a plan that fits exactly what you’re looking for. Very charismatic and understanding ! Thank you!"
We responded:
"Hi Anna, Thank you for your wonderful review! We’re happy to hear that Jasmin provided you with detailed guidance and helped create a personalized insurance plan tailored to your needs. At Philip Watson Insurance and Financial Services Inc, we strive to offer comprehensive coverage options—including auto, home, renters, life, and disability insurance—to customers throughout Maryland, DC, Virginia, Delaware, and the broader DMV area. We proudly serve communities such as La Plata, Waldorf, Clinton, Charles County, St. Mary’s County, and Southern Maryland. If you need any further assistance or have questions, please don’t hesitate to reach out. Thanks again for sharing your experience! Philip Watson - State Farm Agent Philip Watson Insurance and Financial Services Inc"